Disclaimer & Privacy Policy

This platform operates exclusively as an independent, non-commercial directory of third-party resources. The information provided across this website is compiled from personal lived experience, rigorous public research, and a dedicated effort to assist individuals navigating the structural challenges of living with a chronic illness. All content, tools, guides, and resource listings are provided strictly for general informational and educational purposes only.

This hub was built from our personal experience living with Multiple Sclerosis. While its roots are in the MS community, the grants, programs, tools, and strategies cataloged here may be useful to individuals and caregivers managing a wide range of chronic conditions. The content is not tailored to any single diagnosis.

Statutory definitions, assistance program regulations, grant caps, waiver limits, and medical protocols change frequently based on state and federal legislative cycles. A resource strategy that functions successfully for one individual may not apply to another due to differing personal asset thresholds, regional program caps, or clinical eligibility criteria.

Prior to implementing any financial strategy, submitting legal applications, applying for public benefit programs, or altering an established healthcare routine, you should consult with a qualified, credentialed professional including a licensed physician, a state caseworker, or a certified financial planner. Your reliance on any information found on this platform is executed completely at your own risk.

This website operates with complete operational and financial independence. We are not officially associated with, sponsored by, endorsed by, or financially connected to any of the third-party organizations, government agencies, non-profit entities, or private corporations cataloged within this directory.

All directory records are curated neutrally and independently based solely on their practical utility to the chronic illness community.

We do not guarantee the structural accuracy, completeness, or systemic reliability of any information cataloged here. We assume no legal responsibility for third-party program closures, sudden funding depletion, or shifts in program eligibility requirements. Users must conduct independent primary verification of all program details directly with the sponsoring organization prior to executing financial or contractual applications.

Where we note that a listing is "verified," that means we have checked that the web link resolves and that the listed contact information was confirmed at the time of our last review. It does not mean we have vetted the organization's internal practices, financial health, or program availability.

Hyperlinks to external web domains are offered strictly as a convenience. We possess no operational control, security oversight, or editorial authority over external platforms. We cannot guarantee the digital safety, encryption, or compliance of any external website. Navigating away from this platform via provided hyperlinks is done entirely at your own discretion and risk.

We believe in absolute transparency and protecting your privacy. Our system enforces a strict zero-tracking architecture. You are never required to create a profile, authenticate an identity, register an account, or submit personal health information to browse, filter, or use any tool on our platform.

We do not harvest, track, profile, or monetize user data. There is only one single processing exception:

Because we maintain strict operational independence and have no sponsor relationships, our application code contains no commercial advertising pixel trackers, programmatic marketing cookies, or external behavioral tracking scripts. Your browsing path through our resource categories is private and free from commercial influence.

Because this hub serves as a directory linking to external services, please be aware that once you leave our site, you are subject to the privacy policies of those external platforms. We have no control over how third parties collect, store, or use your information.

Sponsoring organizations, government portals, healthcare providers, and social media platforms have their own data collection mechanisms. They may use cookies, tracking pixels, or request sensitive personal records including tax returns, medical notes, bank statements, or identification documents during their application processes.

For formal inquiries regarding these compliance guidelines, our data practices, questions about listed resources, or to submit corrections for directory remediation, please reach out directly:

This site is operated by Kreg & Charlene Starzonek independent patient advocates and chronic illness community members. We are not a registered business or formal legal entity.